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About Us


As the nation’s leading consumer loan servicer, Systems & Services Technologies, Inc. (SST) is committed to being the third-party servicer of choice for originators and purchasers of consumer assets. Since our inception, we have boarded and serviced receivables with original balances of $28 billion. We bring experience, flexibility and customized, cost-effective solutions to every assignment.

We offer our clients sophisticated asset servicing options to support whatever direction their business is headed, from entering new asset classes to exiting specific market segments. Our servicing solutions enable our clients to balance their overhead with their true business requirements, rather than maintaining high staff and infrastructure levels to support fluctuating loan portfolios. When choosing SST, you are selecting a partner to make your business nimble, streamlined and able to respond to market conditions quickly and intelligently.

SST was formed in 1995 and is the recognized leader in third-party receivable servicing. We provide customized servicing solutions across the credit spectrum (sub-prime, non/near prime and prime) for auto loans and leases, recreational vehicles, boats, motorcycles and power sports equipment, credit cards, signature loans, manufactured housing and other consumer receivables. SST is also the leading provider of back-up and data aggregation services on public and private securitizations and warehouse financings.

Who we are – Key facts

400 plus strong workforce in two locations: St. Joseph, Missouri and Montreal, Quebec with additional worldwide capacity through our parent, NCO Financial Systems.

Fully integrated proprietary servicing system for the life of the loan.

Redundant processing capability between our two locations.

Extensive training programs and performance based incentive plans for each employee.

Primary, back-up, data aggregator or collections agent on more than $28 billion in auto loans and leases, RV, marine, motorcycle and power sports equipment, credit card, commercial equipment loans and leases and various other assets.

We are the premier third-party consumer receivable servicer in the market today.

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